Even a millionaire cannot digest gold as food,

If you are beset with misfortune, even a stick will turn into a snake,

If you are blessed with good fortune, even dirt turns into gold,

A scholar may degrade into animal. And a dullard can become a  great sage,

It is possible that the goddess of misfortune may develop

an attraction towards a rich man.

If you are not ordained by destiny, you will not get even a naya  paisa.

No, no my friend, keep your desires within bounds,

Join the company of Sai and cultivate a healthy mind.

(SSS Vol.33, pp. 369-370)